Pet insurance is quite common in Sweden. In fact, Agria estimates that over 90% of dogs and over 50% of cats have some sort of insurance. This makes Swedish pets amongst the most insured in the entire world. But why is it that pet insurance is such a common occurrence? Well there are many reasons and speculations.
Quick guide to What is the best pet insurance in Sweden (updated for 2025).
Disclaimer: To keep The Newbie Guide free, we use affiliate links (marked with *) and may get a commission if you buy using these links. This does not affect our opinions and our writers always recommend their best for your Swedish experience. So if you want to support our work, simply use these links if or when you need to buy a service or product.
The sheer number of pets in Sweden is high. A survey from 2021 showed that there are approximately 881,000 dogs and 1,441,000 cats in the country. And that number is expected to have grown during the pandemic when many households acquired a pet.
Veterinary insurance in Sweden is expensive! The subsidized health care that Sweden is so well know fore is for humans alone and if your pet gets sick, it will cost you!
Swedes also have a long tradition of having insurance. You insure your home, your car, your children, your pregnancy, your health and your employment – so why not extend that to your pets?
But let’s cut to the chase… and get into what you are probably here for, the best pet insurance in Sweden.
The best dog insurance in Sweden
A best-in-test from 2022 and 2023 has two clear winners:
- Won best dog insurance in 2023.
- The highest compensation in the market.
- A loyalty program.
- Long deductible period.
- Flexible pricing.
- No age requirement.
- Several discounts available.
- Free transfer right.
The best cat insurance in Sweden
A best-in-test from 2022 and 2023 has these two options:
- 4.6 out of 5 (TrustPilot).
- Maximum veterinary care compensation.
- Collect points in the app – lower the price.
- Free visit to FirstVet.
- Compensation for TR.
- Sweden’s most satisfied customers.
Runner ups
There is a really cool, new contender on the market – FurryChamp*.
- Pet insurance started by a newbie with newbies and their pets in focus!
- Their website is in Swedish and English.
- Customer support in a bunch of different languages.
- Very competitive and definitely worth a check.
Petson* is a new contender on the pet insurance market.
- They offer both insurance and food.
- Competitive insurances for dogs and cats
- Special insurance deals if you have 4-10 pets.
Further reading
FAQs
Do Swedish employers prefer a one-page CV?
Yes—aim for one page. Go to two pages only if you have 10+ years experience.
Should I include a photo on a Swedish CV?
Optional. Many international employers do not require a photo; follow the job ad and industry norm.
Where can I verify CV format tips?
See Arbetsförmedlingen’s guide and Unionen’s templates.
Healthcare Fees & High‑Cost Protection
Regions set patient fees. A national högkostnadsskydd caps your outpatient costs over a 12‑month period. After reaching the cap, further visits are free for the remainder of that period.
Official sources
Need more on What is the best pet insurance? See the resources below.